That is a judgement about risk rather than a legal question. What is not optional is re-verifying the official terms immediately before each irreversible step, because a recently created framework can publish clarifications that change amounts, sequence or eligibility.
Re-read before every irreversible step
Build a simple discipline into the file: before any payment, before any submission, open the official programme page and the executive action, read them again, and note the date. Where a figure or condition has changed since the last reading, stop and reassess rather than proceeding on the older understanding. This is more than caution. A framework introduced by executive action can be adjusted, and it can also be the subject of litigation or subsequent guidance, so what is accurate today may not be accurate next quarter. In the meantime, the productive use of a waiting period is preparing the underlying classification evidence, which will be required whatever the payment terms turn out to be and which nobody regrets having assembled early.
Hypothetical example: A medical-device distributor hopes to complete a Gold Card application before a planned school year abroad, but the official guidance has recently been updated. The first review should create a version-controlled timeline: obtain current programme instructions, verify underlying immigrant requirements, collect source-of-payment records, prepare civil documents, and only then confirm payment timing. The dated official page settles the operative process more reliably than a cached article. Do not make an irreversible gift transfer to preserve a tentative travel date, because Gold Card is not a conventional visa category and its process must be read on its own terms. Family timing and any separate immigrant processing steps need their own calendars.